Insights
Insights for business owners
Plain-English breakdowns of the decisions that come with running a profitable business: extra cash, hiring an advisor, sequencing your finances, and getting ready to sell.
Owner Money Types
Four ways owners handle profit
Most profitable owners fall into one of four patterns. Take the 2-minute owner quiz to see which one your answers fit, then read the breakdown for that type. These describe patterns, not people, and plenty of owners recognize themselves in more than one.
The Reinvestor: When Every Dollar Goes Back Into the Business
Reinvesting usually wins on returns. It stops being a decision when nothing else is ever put on the table, and concentration is a question about risk that returns never answer.
The Accumulator: When Profit Piles Up in the Business Checking Account
One pile serving four purposes cannot be the right size for any of them. How to reason your way to a reserve and give the rest of it a job.
The Juggler: When You Have the Pieces but Nobody Coordinates Them
A CPA, an old account, a policy, an attorney. Every piece is real, and the decisions that matter fall into the space between them.
The Architect: When You Have a Plan and Need to Keep It Current
Plans rarely fail because somebody designed them badly. They fail because the business changed and the documents stayed put, and the seams are where that shows.
More Insights
The decisions that come with a profitable business
Longer breakdowns of the specific calls owners have to make: what to do with extra cash, how an advisor gets paid, what order to put things in, and what a future sale asks of you now.
What Should a Profitable Business Owner Do With Extra Cash?
A practical order of operations for business profits: operating reserve, tax set-asides, retirement, and assets outside the company.
Fee-Only vs. Commission: What It Actually Means When You Hire an Advisor
How an advisor gets paid changes the advice you get: what fee-only and fiduciary actually mean, and what to ask before you hire one.
The Financial Order of Operations for Business Owners
Owners don't get an automatic 401(k) sign-up. A sequenced framework for protecting, reserving, and building wealth outside the business.
Exit-Ready: What Selling Your Business Someday Requires You to Do Now
Most owners think about selling years before the business is actually sellable. What buyers look for, and the moves that only work with lead time.
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Build Wealth Partners, LLC is a registered investment adviser in the State of Arizona. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. Nothing on this website should be construed as a solicitation to buy or sell any security, or as personalized investment, tax, or legal advice. Please consult your own advisors regarding your specific situation.